Mortgage Center
Mortgage Calculator 2.0
Explore purchase, refinance, and affordability scenarios with pro-level inputs and data-rich visualizations.
Purchase inputs
Dial-in your loan scenario with professional-grade controls.
Payment insights
Visualize how each cost component impacts your monthly total.
Estimated monthly payment
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Total interest
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Monthly payment breakdown
Refinance inputs
Compare your existing mortgage with a new offer.
Refinance analysis
Understand savings, breakeven point, and cost tradeoffs.
New monthly payment
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Compared against your current payment for monthly savings.
Current payment
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Monthly savings
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Interest remaining (current)
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Interest with new loan
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Interest savings
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Breakeven point
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Payment comparison
- Current payment
- New payment
Affordability inputs
Estimate the price point that aligns with your budget.
Affordability summary
Align your budget with a realistic price target.
Maximum home price
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Based on selected down payment and DTI limits.
Estimated loan amount
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Estimated monthly payment
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Max housing budget
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Debt-to-income (back-end)
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Payment composition
Principal & interest vs. housing costs
| Component | Monthly amount |
|---|---|
| Adjust the inputs to view a breakdown. | |